Terms & Conditions

1. Introduction
Welcome to Finsage. These Terms & Conditions govern your use of our website and financial advisory services. By accessing or using our services, you agree to be bound by these Terms.

If you do not agree with any part of these Terms, please do not use our website or services.

2. Definitions
“Finsage” refers to our company providing financial planning and pension advisory services.
“User” or “You” refers to any individual accessing our website or using our services.
“Services” refers to all financial planning and advisory services provided by Finsage.

3. Use of Services
By using our services, you agree to the following:
✔ You are at least 18 years old and legally capable of entering into a contract.
✔ The information you provide to us is accurate, complete, and up to date.
✔ You will not use our services for any illegal or unauthorized purpose.
✔ You acknowledge that financial decisions should be made with professional consideration, and our advice does not constitute a legally binding guarantee of financial outcomes.

4. Intellectual Property Rights
All content on this website, including text, graphics, logos, and images, is owned by Finsage and is protected by intellectual property laws.

⛔ You may NOT:

Copy, reproduce, distribute, or modify any content from our website without prior written consent.
Use our brand name, logo, or materials for commercial purposes without permission.
✔ You MAY:

Use the website for personal and informational purposes.

5. Limitation of Liability
While we strive to provide accurate and up-to-date financial insights, Finsage is not responsible for any financial losses incurred based on our advice.

⛔ We are NOT liable for:

Any indirect, incidental, or consequential damages resulting from the use of our services.
Any financial losses due to market fluctuations or personal investment decisions.
Any website downtime, interruptions, or technical errors.
✔ Our liability is limited to the extent permitted by law.

6. Third-Party Links & Services
Our website may contain links to third-party websites. These links are provided for convenience, and Finsage does not endorse or control the content of these external sites.

✔ We recommend reviewing third-party policies before interacting with their services.

7. Privacy & Data Protection
Your privacy is important to us. Our Privacy Policy outlines how we collect, store, and use personal data.

✔ By using our services, you agree to our data practices as described in our Privacy Policy.

8. Payment Terms
For any paid services, the following applies:

Payments must be made in full before receiving advisory services.
We accept payments via secure online methods.
Refund eligibility is governed by our Return and Refund Policy.

9. Termination of Services
We reserve the right to suspend or terminate services at our discretion if:

A user violates these Terms & Conditions.
There is fraudulent or suspicious activity.
A user provides false or misleading information.
If your access is terminated, you will no longer have rights to use our services, and any outstanding payments may still be due.

10. Governing Law & Jurisdiction
These Terms & Conditions are governed by the laws of England & Wales. Any disputes shall be resolved in the courts of London, UK.

✔ If any provision of these Terms is deemed invalid, the remaining provisions will still apply.

11. Updates to These Terms
Finsage reserves the right to modify or update these Terms at any time. Changes will be posted on this page, and continued use of our services after modifications implies acceptance of the new Terms.

12. Contact Information
For any questions regarding these Terms, contact us:

📍 Finsage
52 Railton Rd, London SE24 0LF, United Kingdom
📞 +44 7940 382501
📧 [email protected]